:root{--ink:#161b26;--navy:#121a2e;--navy2:#1d2a4a;--coral:#f26a3d;--coral-d:#d9501f;--coral-link:#c9431a;--peach:#fff1eb;--peach2:#ffd9c9;--blue:#2f5fb3;--amber:#f2b134;--red:#d52b1e;--muted:#52606d;--bg:#fff;--tint:#f6f7f8;--card:#fff;--line:#e6e9ee;--shadow:0 12px 32px rgba(18,26,46,.08)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--ink);overflow-x:hidden}
a{color:var(--coral-link)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line)}
.topbar{background:var(--navy);color:rgba(255,255,255,.88);font-size:.82rem;text-align:center;padding:6px 12px}
.topbar b{display:inline-block;background:#fff;color:var(--red);border-radius:4px;padding:0 7px;margin-right:8px;font-size:.75rem;letter-spacing:.03em}
header .bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding:12px 20px;max-width:1120px;margin:0 auto}
.logo{font-weight:800;font-size:1.3rem;text-decoration:none;color:var(--navy);letter-spacing:-.4px}
.logo span{color:var(--coral)}
nav{display:flex;flex-wrap:wrap;align-items:center;gap:4px 22px}
nav a{text-decoration:none;color:var(--ink);font-size:.95rem;font-weight:500;padding:4px 0;border-bottom:2px solid transparent}
nav a:hover{color:var(--coral-d);border-bottom-color:var(--peach2)}
nav a.cta{background:var(--coral);color:#fff;font-weight:700;padding:9px 20px;border-radius:999px;border:0}
nav a.cta:hover{background:var(--coral-d);color:#fff}
.hero{background:radial-gradient(800px 420px at 90% 10%,rgba(242,106,61,.22),transparent 60%),linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:72px 0 120px;position:relative;overflow:hidden}
.hero .ring{position:absolute;right:-70px;top:50%;transform:translateY(-50%);width:640px;height:640px;opacity:.14;pointer-events:none}
.hero .ring text{fill:var(--amber);font-size:34px}
.hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:46px;align-items:center;position:relative}
.eyebrow{display:inline-block;background:rgba(255,255,255,.1);color:var(--peach2);font-weight:700;font-size:.8rem;letter-spacing:.07em;text-transform:uppercase;padding:6px 14px;border-radius:999px;margin-bottom:16px;border:1px solid rgba(255,255,255,.22)}
.hero h1{font-size:clamp(2.2rem,5vw,3.5rem);line-height:1.08;margin:0 0 18px;letter-spacing:-1.2px;color:#fff}
.hero h1 em{font-style:normal;color:var(--coral)}
.hero p.lead{font-size:1.15rem;color:rgba(255,255,255,.86);margin:0 0 16px;max-width:560px}
.hero ul.ticks li{color:#fff}
.hero ul.ticks li::before{background:var(--coral);color:#fff}
.btn{display:inline-block;background:var(--coral);color:#fff;padding:13px 28px;border-radius:999px;text-decoration:none;font-weight:700;margin:10px 8px 0 0;box-shadow:0 8px 20px rgba(242,106,61,.3);transition:transform .15s,background .15s}
.btn:hover{background:var(--coral-d);transform:translateY(-2px)}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.6);box-shadow:none}
.btn.ghost:hover{background:rgba(255,255,255,.1)}
.lead-card{background:var(--card);color:var(--ink);border-radius:22px;padding:28px;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.lead-card h3{margin:0 0 4px;color:var(--navy);font-size:1.25rem}
.lead-card p{margin:0 0 14px;color:var(--muted);font-size:.95rem}
.chip{display:block;text-decoration:none;color:var(--ink);font-weight:600;border:1.5px solid var(--line);border-radius:14px;padding:13px 16px;margin:10px 0;transition:border-color .15s,background .15s,transform .15s}
.chip:hover{border-color:var(--coral);background:var(--peach);transform:translateX(3px)}
.chip small{display:block;font-weight:400;color:var(--muted)}
.lead-card .reassure{margin:14px 0 0;font-size:.85rem;color:var(--muted)}
section.block{padding:66px 0}
section.alt{background:var(--tint)}
.center{text-align:center}
h2.title{font-size:clamp(1.6rem,3.5vw,2.25rem);color:var(--navy);margin:0 0 10px;letter-spacing:-.5px}
.sub{color:var(--muted);max-width:660px;margin:0 auto 30px}
main h1{font-size:clamp(1.9rem,4vw,2.6rem);margin:52px 0 12px;letter-spacing:-.6px;color:var(--navy)}
main h1::after{content:"";display:block;width:64px;height:5px;border-radius:5px;margin-top:12px;background:var(--coral)}
main h2{margin-top:38px;color:var(--navy);letter-spacing:-.3px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin:26px 0 40px}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s;text-align:left}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 38px rgba(18,26,46,.13)}
.card h3{margin:0 0 8px;color:var(--navy)}
.card .badge{display:inline-block;background:var(--peach);color:var(--coral-link);font-weight:800;border-radius:10px;padding:2px 11px;margin-bottom:12px;font-size:.9rem}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:16px;margin:24px 0 6px}
.home-stats{margin-top:-78px;position:relative;z-index:2}
.stat{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px 16px;text-align:center;box-shadow:var(--shadow);border-top:4px solid var(--coral)}
.stat b{display:block;font-size:2.2rem;font-weight:800;line-height:1.15;color:var(--navy)}
.stat span{display:block;margin-top:6px;color:var(--muted);font-size:.92rem;line-height:1.35}
.note{border-left:5px solid var(--coral);background:var(--peach);padding:14px 18px;color:var(--muted);font-size:.95rem;margin:28px 0;border-radius:0 12px 12px 0}
.src{color:var(--muted);font-size:.84rem;margin:10px 0 32px}
.src a{color:var(--muted)}
.todo{background:#fff1b8;color:#5a4800;padding:1px 6px;border-radius:4px;font-size:.9em}
ul.ticks{padding-left:0;list-style:none}
ul.ticks li{padding:7px 0 7px 34px;position:relative}
ul.ticks li::before{content:"\2713";position:absolute;left:0;top:8px;width:23px;height:23px;border-radius:50%;background:var(--coral);color:#fff;font-size:.8rem;font-weight:700;text-align:center;line-height:23px}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;padding:12px 0 12px 56px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:0;top:10px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;text-align:center;line-height:38px;font-weight:800}
.process{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:18px;list-style:none;padding:0;margin:26px 0 0;counter-reset:p;text-align:left}
.process li{counter-increment:p;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.process li::before{content:counter(p);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--coral);color:#fff;font-weight:800;margin-bottom:10px}
.process strong{color:var(--navy);display:block;margin-bottom:4px}
table.cmp{width:100%;border-collapse:separate;border-spacing:0;background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:var(--shadow);text-align:left;font-size:.95rem}
table.cmp th{background:var(--navy);color:#fff;padding:14px 16px;font-weight:700}
table.cmp td{padding:14px 16px;border-top:1px solid var(--line);vertical-align:top}
table.cmp td:first-child{font-weight:700;color:var(--navy)}
.tablewrap{overflow-x:auto}
.timestrip{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:18px 0}
.timestrip div{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px;text-align:center}
.timestrip b{display:block;font-size:1.35rem;color:var(--coral-d)}
.timestrip span{font-size:.85rem;color:var(--muted)}
.faq{max-width:800px;margin:0 auto;text-align:left}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:14px;margin:12px 0;padding:0 20px;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--coral);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin:0 0 16px;color:var(--muted)}
.cta-band{background:radial-gradient(500px 260px at 90% 0%,rgba(242,106,61,.3),transparent 60%),linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:26px;padding:50px 28px;text-align:center}
.cta-band h2{color:#fff;margin:0 0 8px}
.cta-band p{color:rgba(255,255,255,.88);margin:0 0 6px}
.post-list{list-style:none;padding:0}
.post-list li{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:18px 22px;margin:14px 0;box-shadow:var(--shadow)}
.post-list a{font-weight:700;font-size:1.1rem;text-decoration:none}
.post-list time{color:var(--muted);font-size:.88rem}
label{display:block;margin-top:14px;font-weight:600}
input,textarea,select{width:100%;padding:12px;border:1px solid var(--line);border-radius:12px;font:inherit;background:var(--card);color:var(--ink)}
input:focus,textarea:focus,select:focus{outline:2px solid var(--coral);border-color:transparent}
footer{background:var(--navy);color:rgba(255,255,255,.76);margin-top:70px;padding:46px 0 24px;font-size:.93rem;border-top:4px solid var(--coral)}
footer a{color:#fff;text-decoration:none}
footer a:hover{color:var(--peach2)}
.fcols{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:30px}
.fcols h4{color:#fff;margin:0 0 10px;font-size:.95rem}
.fcols ul{list-style:none;padding:0;margin:0}
.fcols li{margin:6px 0}
.fbrand{font-weight:800;color:#fff;font-size:1.2rem;margin-bottom:8px}
.fbottom{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:16px;font-size:.85rem}
.social a{display:inline-block;margin:6px 10px 0 0;padding:7px 18px;border:1px solid rgba(255,255,255,.35);border-radius:999px;font-size:.9rem}
.social a:hover{background:var(--coral);color:#fff;border-color:var(--coral)}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.fcols{grid-template-columns:1fr}.hero{padding:48px 0 110px}.hero .ring{display:none}}
@media(max-width:640px){nav{gap:2px 14px}nav a{font-size:.9rem}section.block{padding:44px 0}}
.card.featured{border:2px solid var(--coral);position:relative}
.card .tag{position:absolute;top:-12px;right:18px;background:var(--coral);color:#fff;font-size:.75rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:3px 12px;border-radius:999px}
.chip.featured{border-color:var(--coral);background:var(--peach)}
.logo img{display:block;height:58px;width:auto}
.flogo{display:block;height:56px;width:auto;margin-bottom:10px}